Rags to Riches Challenge

Quick Facts

Goal of the Challenge

The goals of the Rags to Riches Challenge are:

To have a fully furnished house, which is worth at least 100,000 Simoleons
To have a family
To have a career
To complete aspirations
To have at least 200,000 Simoleons (or more depending on how hard you want to make the challenge)

There are some mandatory steps, that you'll have to complete before completing the goals. More information is provided below.

Rules

You must complete the mandatory steps, before you can get a job, build your home, build a garden and get a job.
You can't use cheats, besides resetting your Sim, take away money or to move objects.
You can't get a job before you have completed the mandatory steps. You will have to use the things listed below.
Your spouse is not allowed to work until they have completed the mandatory steps either.
You can't place anything on your Sims lot besides objects that you can put in your Sims inventory.
You are not allowed to place items outside the walls of your home before you finish the Mandatory Steps for Building a Garden.
Before you own a bed, you have to use public places like park benches or ottomans in libraries to sleep.
You can't place beds on public lots. Once your friendly bar is full with a Sim, you can sleep at their house once a week, as soon as you have your own bed. You must count the days and on the seventh day you can stay with them again. While you're at their home for that one night you can make as many meals as you like but you can only take one plate with you.
If you have outdoor retreat: You can place tents with your own money but not on your home lot.
To get food, you can rummage, garden plants in public places or cook on outdoor barbecues until you have built your home.
While you can add other Sims besides your spouse and kids, they can't earn money with hobbies nor can they work in any way.
Your lifespan can be set to anything you would like or you could even turn aging off completely.
If you have City Living: You can use apartments, but you will have to remove everything and you will have to work your way up to a penthouse to complete the garden goal.

Main Goals

House:
You have to build a fully furnished home with at least 3 bedrooms, a kitchen, a dining room, at least 2 bathrooms, a family or living room, a study with at least one computer, an outdoor garden & a pool.

Family:
You have to get married to a Sim you have created. In order to do this properly you will have to put them on an empty lot and remove all of their money. You will also have to have at least 2 children and become a grandparent.

Career:
You will have to pick any career, either one from Get to Work, a normal one, restaurant or a store, where you will have to get to level 10 of your career branch or earn at least 100,000 Simoleons with your business and fully train your employees. You will also have to earn the Entrepreneurial lifetime reward.

Aspirations:
You have to complete at least one aspiration for your original Sim and for your Sims husband or wife.

Money:
You have a home worth 100,000 Simoleons and at least 200,000 (500,000 Simoleons; 1,000,000 Simoleons if you want to make it harder) Simoleons in the bank.

Mandatory Steps

For some of the Main Goals you will have to meet some of these qualifications.

Steps for Building a house:
You will have to have level 5 handiness skill and level 3 logic skill. You also have to pay a fine of 500 Simoleons to the city for noise disturbance before you can start building.

Steps for building a garden:
You have to complete the mandatory steps for building a house, you have to have handiness skill level 7 and gardening skill level 5. Blueprints cost 500 Simoleons.

Steps for getting a job:
You have to have a home adress / complete the mandatory steps for building a house first. In your house, you have to have one of each: a bed, a toilette, a shower, a sink, a stove, a counter, a chair and a fridge. You have to pay 1,000 Simoleons for a college degree to begin your career.

Steps for having a family:
You have to have a home for your partner before you can marry them. You have to have a bed, toys, potty, book shelf and a highchair for your toddler before they are born. Before you can age toddlers up, you have to max all their skills. To age up to a teen, each child must fulfill one of the following criteria: attain 5 levels in any single skill along with achieving perfect grades, or attain 10 levels in a single skill. To age up to young adult you have to fulfil one of these two options: have 5 levels in any 2 skills and a part time job, or 10 levels in 2 skills. Every time a pair of sims get married, you must pay for and host a wedding.

Optional challenges

Ensure both your starter sim and their spouse reach level 10 in their careers.
Expand your family by having three or more children and a minimum of three grandchildren.
Live with at least one child and their offspring alongside your starter sim and spouse.
Transform your residence into a mansion adorned with the game's most luxurious items.
Experience divorce and subsequent remarriage after having children, following the same process with the new spouse as with the initial one.
Retain custody of the children in the event of divorce.
Nurture exceptional relationships with your offspring.
Pursue a part-time hobby alongside your career, such as painting or writing.
Successfully host every available type of party.
Author a book in every available genre.
Showcase at least five of your original paintings within your home.
Engage in intimate activities in every available location.
Fulfill one of your children's aspirations as they reach adulthood.
Achieve one of your grandchildren's aspirations during their childhood.
Help one of your grandchildren achieve their aspiration as an adult.
Acquire one instance of every lifetime reward for a single sim, excluding potions.
Attain a family net worth of one million dollars.
Host a series of pool parties: Throw 10 house parties with at least 3 guests swimming at each.
Frequent every public lot in your game at least 3 times each.
Officiate at least 5 wedding ceremonies.
Read every book accessible in The Sims.
Master every skill available in the game to level five.
Experience the joy of having twins or triplets.
Accomplish every optional goal presented.

Helpful hints

To open the cheats bar, you have to press "Control + Shift + C" on Windows, "Command + Shift + C" on Mac, "LB + LT + RB + LT" on Xbox & "L1 + L2 + R1 + R2".

To activate many of the cheats in Sims 4 you have to type "testingcheats true" into the cheats bar.

With "money 0", you can set your household funds to 0 Simoleons. i.e.: If you have 507 Simoleons and you have to pay 500 Simoleons to build your house you will have to type "money 7".

How to make money

You can make money with the following things:

Gardening in public places (but not on your own lot, as long as you don't have a garden)
Painting (you can look for an easel but if you can't find one, you can place one in the park or in other public lots)
Writing (there are computers in the library)
Programming (you can do this in the library as well)
Comedy (there's a mic in the nightclub)
Musical Instruments (with tips; you can either use the ones provided for you or buy some as soon as you have your starter home)
Collecting (you can collect items & sell them)
Video Games (it is not that profitable but you can still make some money)